"Your father got sick, and you didn't tell me because of your pitiful self-esteem. You didn't want to borrow money from me because you felt that borrowing money would make you feel inferior. You didn't want Matilda Jenkins to know, and you didn't know if I would truly help you. Or maybe, in your heart, I was never really someone you could trust."
Thomas kept shaking his head: "No, that's not it... Scarlett, it's not like that. I trust you, really, I know you mean well for me. I'm afraid... I'm afraid I wouldn't be able to repay what I owe you..."
